Secure the future of your business with Angel Insurance Broker's comprehensive and customizable business insurance plans.

aib

Business Insurance

01.

What's covered

Property Damage Cover
Your business premises will always be exposed to accidental damage risks including but not limited to impact damage, earthquake, fire, flood etc. This cover provides replacement (policy limit) costs for your buildings, contents and stock lost due to such incidents.
Business Interruption
To cover loss of income if an insured event occurs and you are unable to run your business for a certain period of time.
Theft/Burglary
To cover losses due to theft/burglary of stock and contents at your business premises.
Money
To cover theft of business money at your premises, in transit or at your private residence.
Machinery Breakdown
To cover repair/replacement costs incurring due to mechanical breakdown of your machines such as Refrigerators, Air-Cons, boilers or other machines associated with running your business. This cover can be extended to cover deterioration of refrigerated stock due to breakdown of refrigerators.
Computers and Electronic Equipment
To cover accidental damages or breakdown of electronic equipment or computers at your premises.
Glass Cover
To cover damages due to the breakage of internal/external glass installed at your premises including any signs.
Tax Audit
To cover accountant fees in the event your business is subject to an audit by Australian Taxation Office. Please note that this does not cover any penalties or fines imposed by the ATO.
Employee dishonesty
To cover losses to business caused by any fraud or dishonesty of your employees.
Public and product Liability Cover
To cover legal liability of your business in event of any Third-Party personal injury or property damages caused due to running of your business and/or use of your products.

Talk to us today if you are running a business of any kind ranging from retail, hospitality, education, manufacturing to home-based businesses. Our expert brokers will be able to assist you in understanding the insurance requirements and arrange necessary covers for your business’s safeguard.

02.

Professional indemnity policies are designed for and available to professionals across a range of industries and cover the costs and expenses of defending a legal claim arising from a breach of professional duty, as well as any damages payable.

03.

Management Liability

This section includes a variety of insurance products designed to protect the exposures of companies, company executives and senior managers against costs and expenses or liabilities they may incur due to trading risks and/or non-compliance with Federal or State legislation.

  • Directors and Officers Liability
  • Errors and Omissions
  • Taxation
  • Trade/Credit Insurance
  • Employment Practices Liability(EPL) insurance

04.

Worker Compensation

The workplace can, depending on occupation, have significant risks to health and safety. Employers therefore have a duty of care to employees and are required to organise their workplace and their work systems to minimise the likelihood of injury.

In Australia, there is significant government control regarding employee welfare and each State or Territory has developed legislation imposing a liability on employers to pay compensation to any of their employees who become incapacitated or are otherwise unable to work, or to dependents in the event of death.

FAQ About Business Insurance

What types of business insurance Angel Insurance Broker offer?

Angel Insurance Brokers offer a range of business insurance options, including public liability insurance, professional indemnity insurance, cyber liability insurance, business interruption insurance, and more. Our experienced brokers can help you identify the right coverage for your specific needs.

How much does business insurance cost?

The cost of business insurance can vary depending on factors such as the type of coverage you need, the size of your business, and the level of risk involved in your industry. Angel Insurance Brokers can provide you with a customized quote based on your specific requirements.

Do I really need business insurance?

While not all businesses are legally required to have insurance, having coverage can help protect your business from financial losses due to unexpected events such as accidents, lawsuits, and natural disasters. Additionally, some clients and partners may require you to have certain types of insurance before doing business with you.

What is the claims process for business insurance?

If you need to make a claim on your business insurance policy, you can contact Angel Insurance Brokers and our team will guide you through the process. We'll work with you to gather the necessary information and documentation, and help you navigate any challenges that may arise.

How can I purchase business insurance from Angel Insurance Brokers?

You can purchase business insurance from Angel Insurance Brokers by filling out a quote form on our website or contacting our team directly. Our brokers will work with you to identify the right coverage for your business and provide you with a competitive quote.

OTHER RELATED INSURANCE

Small and Medium Business Insurance

A business strategy is the means by which it sets out to achieve its desired ends.

Commercial Property Owners

Company income subject to tax is often determined much like taxable income for individual taxpayers.

Farm
Insurance

Markets dominated by products and services designed for the general consumer.

Public and Product Liability Insurance

Business Insurance serves business executives who are responsible for the purchase and administration.

Business Interruption Insurance

If you have been selected for a business audit, here is what you need to know.

Machinery Breakdown Insurance

Restructuring your company could restore its viability and improve its liquidity position.

Construction works and Liability Insurance

Financial services are the economic services provided by the finance industry.

Business communication involves constant flow of information.

Employment Practices Insurance

If you have been selected for a business audit, here is what you need to know.

Legal Expense
Cover

Restructuring your company could restore its viability and improve its liquidity position.

Financial services are the economic services provided by the finance industry.

Cyber risks include data breaches, cyber-attacks, ransomware attacks

Request a Free Call Back

All consultants are able to give you a free call back at any time.

Visit Us

124 Westwood Dr,
Burnside VIC 3023,Australia

Office Timing

9:00 AM - 5:00 PM
Monday to Friday

Call Us

Would you like to speak to one of our Insurance advisers over the phone?